Splitwise vs Honeydue
Both apps help you share expenses—but they're built for completely different situations. Splitwise is your go-to for splitting pizza with six friends. Honeydue is designed for couples merging their financial lives. Let's figure out which one fits your life.
Splitwise
Group Expense Splitting
Best for: Friend groups, roommates, and travel buddies who need to track who owes what
Pros
- Dead simple expense splitting
- Works great for any group size
- Supports multiple currencies
- Simplify debts feature is genius
Cons
- No bank account syncing
- No budget tracking at all
- Manual entry for everything
- Pro required for receipt scanning
Honeydue
Couples Finance App
Best for: Couples who want to see each other's spending and split shared costs
Pros
- Built specifically for couples
- Bank sync shows combined spending
- Chat feature for money talks
- Bill reminders and tracking
Cons
- Only works for 2 people
- Can't add friends or roommates
- Limited budgeting features
- Some privacy concerns sharing everything
Feature-by-Feature Comparison
| Feature | Splitwise | Honeydue |
|---|---|---|
| Group Expense Splitting | ||
| Couples-Focused Features | ||
| Bank Account Sync | ||
| Multi-Currency Support | ||
| Budget Tracking | ||
| Bill Reminders | ||
| Receipt Scanning | ||
| In-App Chat | ||
| More Than 2 People | ||
| Free Tier |
The Verdict
This isn't really a competition—they serve different needs. Use Splitwise for roommates, friend groups, and travel. Use Honeydue if you're a couple who wants to see everything together. The real problem? Neither one does both. Couples with roommates, friend groups who also budget, families with multiple groups—you'd need both apps plus a budgeting app. Savida handles all these scenarios: couples, roommates, friend groups, AND budget tracking in one place.
Why Not Get the Best of Both?
Savida combines budget tracking, expense splitting, and AI coaching in one app. No more switching between apps or paying for multiple subscriptions.