Savida vs Goodbudget: Which One's Actually Worth It?
Still manually typing every coffee purchase in 2026? The envelope system works, but Goodbudget makes you do ALL the work. Bank sync, bill reminders, expense splitting—none of it. Time for an upgrade.
Savida
All-in-one expense splitting, budgeting, and AI coaching app. Free forever with optional premium features.
Key Advantages:
- Bank syncs automatically—no manual entry nightmare
- AI gives you actual advice, not just categories
- Split expenses with anyone
- Interface designed this decade
- Community when you need real tips
Goodbudget
The digital version of putting cash in envelopes. It's a solid system—just with a very 2010 interface and absolutely everything is manual.
Key Advantages:
- Envelope method is proven and simple
- Focused approach—does one thing
- Good for learning budgeting basics
- $2/month cheaper
Feature-by-Feature Comparison
| Feature | Savida | Goodbudget |
|---|---|---|
| Envelope budgeting | ||
| Sync between partners | ||
| Debt tracking | ||
| Bank sync | Yes | Nope |
| AI coaching | ||
| Expense splitting | ||
| Multi-group support | ||
| Automated rules | ||
| In-app community | ||
| Modern interface | Yes | Eh |
| Price | $9.99/mo | $8/mo |
See these features in action
Download Savida and start splitting expenses in under 2 minutes.
Who Should Use What?
Pick Savida if you...
want bank sync, hate manual entry, or split expenses with anyone
Pick Goodbudget if you...
you're a purist about envelope budgeting and don't mind typing everything
The Bottom Line
Goodbudget works if you like manual entry and the envelope system. But typing in every coffee purchase in 2026? Savida syncs your bank, splits expenses automatically, and has AI that actually helps—for $2 more a month.
How the Big Names Stack Up
Quick look at what each popular app does best—and what's missing.
Splitwise
The go-to for splitting bills with friends.
✓ Great for group IOUs
✗ No bank sync, no budgeting
Rocket Money
Cancels subscriptions, negotiates bills.
✓ Bill negotiation saves real money
✗ No expense splitting at all
YNAB
Serious zero-based budgeting tool.
✓ Powerful if you commit to it
✗ $15/mo, steep learning curve
Honeydue
Built specifically for couples.
✓ Clean couples experience
✗ Only works for 2 people
Mint
Free budgeting with credit score.
✓ Completely free
✗ Ad-heavy, no shared features
Savida
Splitting + budgeting + AI in one.
✓ Does it all, free core
✓ Works for any group size
Tired of juggling apps?
Most people use 2-3 finance apps and still lose track of shared expenses. Savida puts splitting, budgeting, and smart insights in one place—so you can stop switching tabs and start actually managing your money.
No credit card. No trial. Just works.