Savida vs PocketGuard: Which One's Actually Worth It?
That "In My Pocket" number is clever—but PocketGuard stops there. No bill reminders before due dates. No splitting with roommates. If you need more than a single number, you need more than PocketGuard.
Savida
All-in-one expense splitting, budgeting, and AI coaching app. Free forever with optional premium features.
Key Advantages:
- Split expenses with roommates, partners, anyone
- AI that gives you real suggestions
- Rules handle recurring shared expenses
- Community for actual advice
- Works for groups, not just individuals
PocketGuard
The "tell me what I can spend" app. It calculates your leftover money after bills and goals, then shows one simple number. Clean. Simple. Solo-only.
Key Advantages:
- That "spendable" number is genuinely useful
- Very clean, minimal interface
- Good at catching subscriptions
- $2/month cheaper
Feature-by-Feature Comparison
| Feature | Savida | PocketGuard |
|---|---|---|
| "In My Pocket" view | ||
| Bill tracking | ||
| Subscription detection | ||
| Bank sync | ||
| AI coaching | ||
| Expense splitting | ||
| Multi-group support | ||
| Automated rules | ||
| In-app community | ||
| Goal tracking | ||
| Price | $9.99/mo | $7.99/mo |
See these features in action
Download Savida and start splitting expenses in under 2 minutes.
Who Should Use What?
Pick Savida if you...
share any expenses with anyone or want AI coaching with your budgeting
Pick PocketGuard if you...
you're solo and just want that one "safe to spend" number
The Bottom Line
PocketGuard is great at one thing: showing what you can spend. It's simple, clean, and works. But if you split any expenses with anyone—roommates, partner, friends—PocketGuard can't help. Savida does the "spendable" thing plus everything for shared finances.
How the Big Names Stack Up
Quick look at what each popular app does best—and what's missing.
Splitwise
The go-to for splitting bills with friends.
✓ Great for group IOUs
✗ No bank sync, no budgeting
Rocket Money
Cancels subscriptions, negotiates bills.
✓ Bill negotiation saves real money
✗ No expense splitting at all
YNAB
Serious zero-based budgeting tool.
✓ Powerful if you commit to it
✗ $15/mo, steep learning curve
Honeydue
Built specifically for couples.
✓ Clean couples experience
✗ Only works for 2 people
Mint
Free budgeting with credit score.
✓ Completely free
✗ Ad-heavy, no shared features
Savida
Splitting + budgeting + AI in one.
✓ Does it all, free core
✓ Works for any group size
Tired of juggling apps?
Most people use 2-3 finance apps and still lose track of shared expenses. Savida puts splitting, budgeting, and smart insights in one place—so you can stop switching tabs and start actually managing your money.
No credit card. No trial. Just works.